The survivorship provision of the Social Security Act covers more classes of beneficiaries than any other provision. The benefits payable are based on the earning record of a deceased wage earner who, at the time of his or her death, had sufficient quarters of coverage. The categories of benefits payable on a survivorship account are as follows: Benefits. Widower's insurance benefits. Child's insurance benefits. Mother's insurance benefits. Parent's insurance benefits. The appropriate surviving relative may be entitled to a lump sum payment. Survivor's benefits rates are figured as a percentage of the deceased worker's primary insurance amount. If the worker was insured under the Railroad Retirement Act, survivor's benefits may be payable under that Act, rather than the Social Security Act. Any person convicted of felonious and intentional homicide of the worker cannot become entitled to monthly benefits or the lump sum death payment payable on the deceased's Social Security earnings record. Likewise, a minor may be denied survivor's benefits on the earnings record of a parent if the minor is convicted of intentionally causing the parent's death by an act that would be considered a felony if committed by an adult. A claimant is entitled to widow or widower insurance benefits on the worker's Social Security record if, for example, 1. The claimant is age 50 or over and is at least age 50 but not age 60 and is deemed disabled. 2. The worker died fully insured. 3. The claimant is not entitled to retirement insurance benefits of her own that are equal to or larger than the worker's primary insurance amount. A child's survivorship insurance benefits ends when 1. The child dies. 2. The child reaches age 18 and is neither under a disability nor a full-time student. 3. The child marries.
Transcript
The survivorship provision of the Social Security Act covers more classes of beneficiaries than any other provision. The benefits payable are based on the earning record of a deceased wage earner who, at the time of his or her death, had sufficient quarters of coverage.
The categories of benefits payable on a survivorship account are as follows:
Benefits.
Widower's insurance benefits.
Child's insurance benefits.
Mother's insurance benefits.
Parent's insurance benefits.
The appropriate surviving relative may be entitled to a lump sum payment. Survivor's benefits rates are figured as a percentage of the deceased worker's primary insurance amount. If the worker was insured under the Railroad Retirement Act, survivor's benefits may be payable under that Act, rather than the Social Security Act. Any person convicted of felonious and intentional homicide of the worker cannot become entitled to monthly benefits or the lump sum death payment payable on the deceased's Social Security earnings record. Likewise, a minor may be denied survivor's benefits on the earnings record of a parent if the minor is convicted of intentionally causing the parent's death by an act that would be considered a felony if committed by an adult. A claimant is entitled to widow or widower insurance benefits on the worker's Social Security record if, for example, 1. The claimant is age 50 or over and is at least age 50 but not age 60 and is deemed disabled. 2. The worker died fully insured. 3. The claimant is not entitled to retirement insurance benefits of her own that are equal to or larger than the worker's primary insurance amount. A child's survivorship insurance benefits ends when 1. The child dies. 2. The child reaches age 18 and is neither under a disability nor a full-time student. 3. The child marries.